Isn't it about TIME to take care of the business of risk management with a Qualified Financial Planner?

              When is the last time you reviewed your health insurance?  As an independent agent, I represent your needs first, including Blue Cross Links

and Blue Shield.     Call for more info.  

          Is your life insurance up-to-date?  Most people should have 5-10 times their annual income in life insurance benefits.

I have access to dozens of companies and software to let me quickly comparison shop for you to find the best rate.

               Did you know that more people

are likely to become disabled than to die during their working years?  Ask me about Disability Insurance.

               Nearing 65?  I have Medicare Supplements.

               22% of adult children of seniors have care-giving responsibilities.  Isn't it TIME to look into Long-Term Care Insurance (LTCI) for yourself or a parent?

I am also certified for the California Partnership for Long-Term Care policies (link to State of CA site) 

http://www.dhs.ca.gov/mcs/cpltc/default.htm

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